Examples of less frequent home maintenance that should be regularly forecast and budgeted include repainting or staining outdoor wood or metal, repainting masonry, waterproofing masonry, cleaning out septic systems, replacing sacrificial electrodes in water heaters, replacing old washing machine hoses (preferably with stainless steel hoses less likely to burst and cause a flood), and other home improvements such as replacement of obsolete or ageing systems with limited useful lifetimes (water heaters, wood stoves, pumps, and asphaltic or wooden roof shingles and siding.
When you hire a contractor or specialist, they usually supply the materials, and often at a markup. If they don't provide the materials, they may not guarantee a repair, or your choices are limited to what they have in stock. When you choose your own materials, you know how much the product costs, and you can stay within your budget. You also get to choose the manufacturer, finish and register any warranty agreement.

You may qualify if all of the following apply to your household:A child under six resides in your home or spends at least six hours per week in your home on a regular basis You have owned and lived in your home for more than one yearYour home was built before 1978You live in one of these city neighborhoods:Bond Hill, Westend, Over-The-Rhine, Mt. Auburn, CUF, Corryville, Madisonville, Avondale, South Cumminsville, North and South Fairmount, West, East and Lower Price Hill, Walnut Hills, Evanston Northside or Carthage


Need your garage door repaired? Odds are, once you account for materials, labor and unforeseen hiccups, you’ll be writing a check for a grand. Your sump pump died? A new one could cost you around $600 for parts and labor, which doesn’t seem so bad considering the alternative is a flooded basement. But then the plumber might discover that the pipe carrying the water from the house to the street is clogged with years’ of debris and needs to be flushed out. And maybe there’s a blockage somewhere. There you have it: $1,000.


Silicone dries quickly and invisibly and doesn’t attract dirt, making it a good lubricant for drawer rollers, window tracks, door locks, bike parts, and other plastic, metal and rubber surfaces. It also helps protect metal against rust. Lithium grease is a long-lasting, weather-resistant (though somewhat messy) lubricant for garage door tracks, car doors and latches, and other metal parts that get heavy use outside. Check out 20 brilliant ways to use WD-40, another must-have lubricant for home repairs.
How to DIY it: Take off the loose bar by removing the screws on each of the posts that mount the bar to the wall. (If one side is solidly attached, leave it alone.) With the mounting plate now exposed, try tightening 
the screws in it. If that doesn’t work, remove it. Chances are you’ll find two plastic anchors underneath. Poke them with 
a screwdriver and let them fall inside the wall. Replace with bigger, stronger metal toggle 
anchors (above), sold at hardware stores. Just drive them into the existing holes with a drill 
or a screwdriver, and then re­attach everything.
The table below reports labor charges for one to six hours of work (per worker) for a sample of area handyperson services. (Rates were collected by our telephone shoppers who did not disclose their affiliation with Consumers' Checkbook.) As you can see, there are big differences: For one hour of work, you can pay between $50 and $259; for six hours between $300 and $774. The table also shows companies’ hourly rates.
Need your garage door repaired? Odds are, once you account for materials, labor and unforeseen hiccups, you’ll be writing a check for a grand. Your sump pump died? A new one could cost you around $600 for parts and labor, which doesn’t seem so bad considering the alternative is a flooded basement. But then the plumber might discover that the pipe carrying the water from the house to the street is clogged with years’ of debris and needs to be flushed out. And maybe there’s a blockage somewhere. There you have it: $1,000.
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